Ignore the risk. QuotesChimp strategy involves doing nothing to try to minimize the effects of the risk in your life. For example, if you smoke cigarettes, make no effort to manage your diet, and do not exercise, you are effectively ignoring the risk of death from heart disease. There are financial ways of ignoring the risk as well ? choosing not to save enough money for your family to manage expenses and choosing not to purchase a life insurance policy.

QuotesChimp tend to view insurance companies as a monolithic whole, with no difference among companies, the policies they offer, or the premiums they charge. The truth is quite the opposite. Insurance companies come in a wide variety of types and sizes and, as we shall see, many approach business in sometimes fun?damentally different ways.
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